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International travel, whether on vacation or business, can turn into a nightmare if one experiences problem like loss of baggage, loss of passport, delay in flight, medical emergency. In such cases Travel insurance, also referred to as visitor insurance, covers one against unseen medical and non-medical emergencies during overseas travel, ensuring a worry-free travel experience. It protects the insured against misfortunes while travelling. It’s whole new world experience all together.
Different types of travel policies are available:
- Individual Travel Policy
- Family Travel Policy
- Student Travel Insurance Policy
- Senior Citizens Travel Insurance Policy
- Domestic Travel Insurance
- Medical Travel
- Group Travel
- International Travel Insurance plans.
Domestic Travel Insurance
This type of coverage is meant for customers who are travelling within the country. It provides coverage for medical emergencies, permanent disability and death, checked-in lost/stolen baggage, travel delay and personal liability.
International Travel Plans:
Provides protection from a number of problems for overseas travellers during international travel. Like a perfect cover for medical expenses overseas, hijack, and baggage. It also covers the loss of travel documents or passport besides the usual coverage.
Student Travel Insurance Policy
This policy is designed for students travelling abroad on student visa to pursue higher studies in colleges, universities or institutes in a foreign country for academic or professional courses. There is minimum paperwork involved in student plans. The coverage is provides for expenses incurred on medical treatment, passport loss, and study interruptions.
Medical Travel Plans
Medical travel insurance is a short-term travel insurance plan to cover specifically the health care and medical expenses incurred such as medical emergency and evacuation.
Group Travel Plans
This type of policy covers a bunch of people who are not related to each other by blood and are travelling to a distant place together. A group travel insurance policy in such a case saves thousands on the premium’.
Senior Citizen Travel Plans
This is for people who belong to the age group of 61-70 years. It is a medical insurance policy aimed at senior citizens to make their travel a pleasant experience. It includes coverage for cashless hospitalization along with dental treatments plus the usual travel benefits.
Family Travel Plans
A family travel Insurance plan insures the entire family of the insured individual from travel related emergencies. This plan covers hospitalization (travel medical insurance), baggage loss, and other incidental expenses. The claim disbursement is easy with minimal paperwork involved.