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Best Health Insurance Plans

Best health insurance policies insure you against unexpected medical emergencies and stabilize your family's finances during such trying times. Buying best health insurance plans in India is mandatory considering the rising medical expenses and rise in diseases. A medical emergency can knock on anyone's door and affect a person both emotionally and financially. As a result, financial advisors suggest that it is wise to purchase best health insurance plans and health care policies early in life.

Why should a you invest in best Health insurance policies in India?

  1. Company health cover: With ever rising medical costs, the importance of best health insurance policy cannot be overruled. The cost of a day’s hospitalization for a regular ailment is always on the higher side and if person has a company health cover it’s not sufficient as many things are not covered. If a person retires or changes a job, then the corporate health insurance plan will cease to exist. Therefore it is more important to buy an individual health insurance policy in India.
  2. High Incidence of Life Threatening Diseases: Life threatening diseases are on the rise in modern India. Mostly this has been observed in the age group of 20-45. Most of them are related to Heart or other organ aliments. With newer diseases like Swine Flu, Tamin Flu, Nipa Virus, Dengue malaria outbreaks it is become even more important to have an best health insurance plan in hand.
  3. Tax Benefits: Investing in health insurance plan for self and family, the investor gets a tax benefits under Section 80D of the insurance act If the investor is a senior citizen, the premium is reduced as per the government scheme.
  4. Money’s Worth: The best health insurance policy ensure a person is protected all through his life for pre-hospitalization; post hospital expenses and whatever expenses occur while his stay in hospital.